Caledon InsightsGuides & updates from Windrose at Caledon Trails
Smart Buyer Guides

Tarion Warranty & Closing Costs for New Homes, Explained

Smart Buyer Guides · ~6 min read · Updated 2026

Tarion is Ontario's new-home warranty administrator, and understanding what it covers — plus what closing costs to expect — is essential planning for any Windrose purchase. Here's a practical summary; your lawyer and Tarion's own resources should be your authoritative sources.

What Tarion covers

Coverage tierDurationCovers
Workmanship & materials1 yearDefects in work and materials
Major systems2 yearsElectrical, plumbing, heating; water penetration
Major structural defects7 yearsStructural integrity issues
Deposit protectionOngoingDeposits up to program limits
Delayed-closing compensationPer program rulesCompensation for eligible delays

The claims process, in brief

You submit forms to Tarion at specific milestones (30-day, year-end, second-year, and structural). The builder addresses items within their period; Tarion adjudicates disputes. Keep records of everything — photographs, correspondence, and dates matter.

The Pre-Delivery Inspection (PDI)

Before you take possession, you'll complete a Pre-Delivery Inspection with the builder. This is where you document existing defects. Take it seriously — bring a checklist, allow enough time, and document every item in writing. Anything not recorded is harder to claim later.

Closing costs to plan for

Land transfer tax notes

Caledon is not within the City of Toronto, so no additional municipal land transfer tax applies — only Ontario's provincial LTT. First-time buyers may qualify for the Ontario land transfer tax refund; your lawyer will confirm eligibility.

Delayed closing

If the builder delays closing beyond the dates specified in the APS, Tarion's delayed-closing compensation may apply. Rules vary by home type — read the specific delayed-closing addendum in your APS with your lawyer.

For deposits specifically

See /blog/deposit-structures-pre-construction-ontario for more on deposit protection and staging.

Get the current Windrose pricelist →

Frequently asked questions

Do all Windrose homes have Tarion coverage?
Yes — all new homes built by Tarion-registered builders in Ontario are covered. Windrose is being built by Yorkwood Homes and Laurier Homes, both registered.
How much are closing costs typically?
Land transfer tax alone can be several thousand dollars on a mid-range Caledon home; total closing costs vary. Your lawyer will provide a detailed estimate.
Can I make Tarion claims after moving in?
Yes — at 30 days, year-end, second-year, and structural windows per program rules. Follow the timelines carefully.
What isn't covered by Tarion?
Wear and tear, damage caused by owner actions, and normal shrinkage or settling generally aren't covered. Read Tarion's guide directly for full exclusions.
Is a home warranty transferable if I sell?
The Tarion warranty follows the home for the full coverage period, not the original owner — subsequent owners benefit from remaining coverage.
— The Windrose Team
VIP Registration

Get Windrose pricing & floor plans

Register once and receive the full floor plan library, current price list, site plan and incentives.

By registering, you consent to receive marketing communications regarding Windrose at Caledon Trails. You may unsubscribe at any time.